Pre-Purchase and Post-Purchase Counseling

Pre & Post Purchase Home Buyer Counseling are One-On-One sessions with a home owner ship counsellor covering multiple topics including:

• Personal and financial advantages of home ownership; rent vs. buy
• Budgeting basics and credit analysis
• Mortgage loan process overview
• Conventional, FHA & affordable housing product overviews
• Review and explanation of mortgage disclosures
• Good Faith Estimate (GFE)
• Truth In Lending (TIL)
• Settlement Statement (HUD1)
• Financial assistance & incentive program availability
• Fair housing, fair lending and predatory lending awareness
• Post-purchase closing interview
• Loan document review
• Preparation of a homeownership plan of action