Tunica County Community Development (TCCDC)

Pre-Purchase and Post-Purchase Counseling

Pre & Post Purchase Home Buyer Counseling are One-On-One sessions with a home owner ship counsellor covering multiple topics including:

  • Personal and financial advantages of home ownership; rent vs. buy
  • Budgeting basics and credit analysis
  • Mortgage loan process overview
  • Conventional, FHA & affordable housing product overviews
  • Review and explanation of mortgage disclosures
  • Good Faith Estimate (GFE)
  • Truth In Lending (TIL)
  • Settlement Statement (HUD1)
  • Financial assistance & incentive program availability
  • Fair housing, fair lending and predatory lending awareness
  • Post-purchase closing interview
  • Loan document review
  • Preparation of a homeownership plan of action